AUTOMOBILE LOAN RATES

Rates based on credit-worthiness
Effective
Rates subject to change without notice


 

Save an additional .25% with Automatic Payment and e-statements.
Auto loans set up with Automatic Payment and electronic statements will be discounted .25% off our already low advertised rate.   With Automatic Payment, loan payments are transferred from a USF FCU, or other financial institution’s, savings or checking account to your credit union loan on an agreed upon day each month. 

 

All Vehicle Model Years: 2012-2002:

Amount Financed Term**
$5,000 or less up to 36 months
$5,001 to $10,000 up to 48 months
$10,001 to $15,000 up to 60 months
$15,001 to $20,000 up to 66 months
$20,001 to $35,000 up to 72 months


Used Vehicle: 2001 or older     NADA average retail or other third party valuation
Maximum Term: 60 months as low as 5.64% APR
Minimum Retail Value: $7,500


Motorcycle Loans as low as 4.74% APR
New
  • 2012/2011 - Never titled
  • Up to 60 months - Minimum loan $7,500
  • MSRP
Used
  • 2011/2006
  • Up to 48 months - Minimum loan $7,500
  • NADA Retail

 

NADA= National Automobile Dealers Association
MSRP= Manufacturers Suggested Retail Price


Online Member Services

Featured Rates