DIVIDEND CHECKING


USF Federal Credit Union’s Dividend Checking is the convenient way to manage all your daily finances. When you link your Dividend Checking account with USF Federal Credit Union’s convenient account access services such as Money-Line, Online-Banking, Direct Deposit and Bill Pay, you’ve got everything you need right at your fingertips to manage your funds effectively and efficiently.

The Benefits of Dividend Checking:

• No monthly service charge
• No minimum monthly balance required
• Unlimited check writing
• Overdraft protection available from share account and/or line of credit
• Dividends paid quarterly
• ATM or VISA debit card available

A minimum deposit of $25 is required to open a checking account.

Opening an Account
To take advantage of a USF Federal Credit Union membership, simply open a basic savings account and maintain a minimum balance of $5. Once your savings account has been opened you may apply for any of our services offered.

To assure prompt processing of your request for membership, please complete each of the following steps:

• Complete and sign our membership application. If you are unable to have your signature witnessed by a member service representative, your signature must be notarized. If there are any joint owners on your account, their signatures also need to be notarized. In addition, copies of a driver's license or other photo ID must be included for all owners of an account.
• Provide proof of eligibility such as a payroll stub, campus ID card or Alumni card. If you are eligible for membership because of a family member, please ask your family member to provide a letter confirming your relationship.
• Provide a check or money order for $5 to open your basic savings account. All other related account information is disclosed in the Rate and Fee Schedule.

If you wish to open a checking account:

• Complete and sign the checking account/ATM application. Signatures on this application must also be notarized if they are not witnessed by a member service representative.
• Include an initial deposit of $25 to help cover the costs of ordering your checks.


IMPORTANT INFORMATION ABOUT PROCEDURES
FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Membership Application | Family Referral Form | Checking Switch Kit