VEHICLE LOANS
Purchasing a new or used vehicle doesn't have to be a time-consuming and frustrating experience. USF Federal Credit Union offers several services that can save you money and make your auto buying experience more enjoyable. Qualified members can borrow up to 100% of the retail price of a new car or truck with terms up to 84 months. For used cars and trucks, qualified members can borrow up to 100% of the N.A.D.A. retail value for up to 60 months.
A USF Federal Credit Union loan representative can help you determine what your payments will be before you purchase a vehicle. With established pre-approved credit, you will receive a pre-approved draft to take to the dealer. Don’t forget to protect yourself from future costly auto repairs with an extended warranty. USF Federal Credit Union also offers Mechanical Breakdown Insurance at very competitive prices so you don't have to buy more expensive coverage elsewhere.
Refinancing
If you already have an auto loan at another financial institution, compare your rate with our current rate and if you are paying more elsewhere, don’t hesitate to contact one of our friendly loan representatives!
DrivingSense™ - Low Payment Alternative to Leasing!
How would you like the low monthly payments of a lease without all the heavy restrictions and hidden costs of leasing? USF Federal Credit Union's DrivingSense™ Vehicle Financing program offers just that!
Like a lease, DrivingSense™ provides monthly payments that are considerably lower than conventional financing. Unlike a lease, with DrivingSense™ Vehicle Financing you own the vehicle! Other benefits of the DrivingSense™ program include:
Purchasing a new or used vehicle doesn't have to be a time-consuming and frustrating experience. USF Federal Credit Union offers several services that can save you money and make your auto buying experience more enjoyable. Qualified members can borrow up to 100% of the retail price of a new car or truck with terms up to 84 months. For used cars and trucks, qualified members can borrow up to 100% of the N.A.D.A. retail value for up to 60 months.
A USF Federal Credit Union loan representative can help you determine what your payments will be before you purchase a vehicle. With established pre-approved credit, you will receive a pre-approved draft to take to the dealer. Don’t forget to protect yourself from future costly auto repairs with an extended warranty. USF Federal Credit Union also offers Mechanical Breakdown Insurance at very competitive prices so you don't have to buy more expensive coverage elsewhere.
Refinancing
If you already have an auto loan at another financial institution, compare your rate with our current rate and if you are paying more elsewhere, don’t hesitate to contact one of our friendly loan representatives!
DrivingSense™ - Low Payment Alternative to Leasing!
How would you like the low monthly payments of a lease without all the heavy restrictions and hidden costs of leasing? USF Federal Credit Union's DrivingSense™ Vehicle Financing program offers just that!
Like a lease, DrivingSense™ provides monthly payments that are considerably lower than conventional financing. Unlike a lease, with DrivingSense™ Vehicle Financing you own the vehicle! Other benefits of the DrivingSense™ program include:
- New or used vehicles up to 3 model years old
- Lower monthly payment than a conventional loan
- Up to 100% financing for qualified borrowers
- Vehicle is titled in your name which can eliminate the higher liability insurance limits required when leasing
- Mileage options of 12,000, 15,000 or 18,000 per year available
- No security deposit
- No early payoff penalty
- No first or last payment required at closing
- YOU have the option to sell, trade, refinance or return vehicle at loan maturity
- Enables you to change your vehicle every couple of years!
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