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Consumer
Credit Counseling Service |
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| Consumer Credit Counseling Service is available
to USF Federal Credit Union members on an ongoing basis. The
following information is provided to help members decide if
they are in need of this service. |
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| What is CCCS? |
| Consumer Credit Counseling Service (CCCS) is a
nonprofit United Way Agency. Its goal is to help individuals
and families solve their debt problems, learn to handle money
and avoid bankruptcy. There are no limits on income level in
order to receive this service, and the service is confidential.
CCCS is not a lending institution. |
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| Appointments |
| All appointments are confidential. They are conducted
in person and, if necessary, by telephone and other electronic
means. |
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| Financial
Counseling |
| Certified financial counselors provide confidential
counseling to families and individuals, working with them to
develop a spending plan designed to meet their goals. A written
assessment is provided to each family or individual. |
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| Housing Counseling |
| As a Housing and Urban Development (HUD) approved
agency, CCCS provides delinquent, default, reverse, pre-purchase,
rental and post-purchase counseling. |
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| Education
Programs |
| CCCS provides guidelines for maintaining "Healthy
Money Relationships" regarding all aspects of credit and
personal money management through education programs. |
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| Members who wish to achieve financial balance
through sound financial management may call
(800) 984-0977 (English & Spanish) for nearby locations. Visit
the CCCS website. |